Please tell us some basic information before asking for help:
Model Name: Zenfone 6 64GB ROM
Firmware Version: WW_18.1610.2101.127
Rooted or not: No
Frequency of Occurrence: Always
APP Name & APP Version (If your issue relates to the app): Google Pay v2.124.353949344
In addition to information above, please also provide as much details as you can, e.g., using scenario, what troubleshooting you've already done, screenshot, etc.
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I can't add my Bank of Scotland card to Google pay after a beta version a couple updates ago. I've tried uninstalling and reinstalling Google Pay. Factory reset is a last resort, I'm interested to see if it's a common issue.