Hi, I'm sorry about the late reply. I wish I had looked at this thread earlier because your issue is not a bug.
The root cause is that the .119 FW isn't approved by Google for EU which means that Google services like Google Pay won't work.
This FW won't get approved for EU and the next FOTA won't come during Chinese New Year since pretty much everyone are off for this holiday. Unfortunately this means that those of you who are from EU and who manually upgraded to .119 will have to wait a little longer before you can get Google Pay again.
I was almost sure but I thought it was google approval! (I've the same problem of course).